MudraHub matches your profile against 10+ banks and NBFCs instantly — so the best rate rises to the top, not the loudest sales call.
Seven ways to fund what's next — each one checked against our full lending panel for the best available rate.
Fast approvals and zero drama — funds for medical, travel or wedding needs with minimal paperwork.
Check offer View detailsCompetitive rates to buy, build or extend a home, with repayment stretched up to 30 years.
Check offer View detailsCollateral-free capital to fuel growth, with fast disbursal and tenure that flexes to your cash cycle.
Check offer View detailsUnlock the equity sitting in your property for large, planned expenses at some of the lowest rates.
Check offer View detailsFund tuition and living costs at premier institutes in India or abroad, with a moratorium while you study.
Check offer View detailsDrive home your next car with up to 100% on-road funding and same-week processing.
Check offer View detailsShort-term funds against your gold ornaments, with quick valuation and disbursal by the lender.
Check offer View detailsFree calculators, lender comparison and help when you need it.
Five simple steps, no branch visits, no back-and-forth.
City, occupation and phone number. Takes under a minute.
Company name and work experience, for offers matched to your profile.
See offers from our full lending panel, ranked by your eligibility.
Upload PAN, Aadhaar and income proof securely from your phone.
Lender approval and disbursal — sometimes as early as the next working day.
Indicative Personal Loan rates across our panel — your exact rate depends on income, credit score and existing obligations.
| Lender | Indicative rate (p.a.) | Processing fee | Max amount |
|---|---|---|---|
| HDFC Bank | 10.50% | Up to 2.50% | ₹40L |
| ICICI Bank | 10.75% | Up to 2.25% | ₹50L |
| Kotak Mahindra | 10.99% | Up to 2.50% | ₹35L |
| IDFC FIRST Bank | 11.25% | Up to 2.00% | ₹1Cr |
| InCred Finance | 13.5% | Up to 3.00% | ₹25L |
| Poonawalla Fincorp | 11.99% | Up to 2.75% | ₹30L |
We show you the math before we ask for your documents.
Fill your details once — we route it to the lenders most likely to approve you at the best rate.
Digital verification means most eligible applicants get a decision within 48 hours of submitting complete documents.
Processing fees and every add-on are disclosed upfront — you see the full amount payable.
We only work with regulated banks and NBFCs — no informal lenders, ever.
Every applicant is assigned a relationship manager who tracks your file end to end.
Our team collects paperwork from your home or office in most metro cities — no branch visits.
Move the sliders — your estimate updates instantly.
General criteria across our lending panel — your relationship manager confirms exact terms per lender.
21 to 58 years at loan maturity, for salaried and self-employed applicants alike.
Minimum ₹20,000/month for salaried applicants; ₹3 lakh annual turnover for self-employed.
A CIBIL score of 700+ improves your odds significantly, though some lenders accept lower.
At least 1 year in your current job, or 2 years of business continuity for self-employed.
No. Checking your matched offers on MudraHub uses a soft enquiry, which does not impact your CIBIL score. Only when you formally accept a lender's offer does a hard enquiry get recorded.
Instead of applying to one lender and hoping for the best, your profile is matched against our full panel of 10+ banks and NBFCs at once, so you can compare real offers side by side before choosing.
Typically your PAN, Aadhaar, recent bank statements and income proof (salary slips or ITR). The exact list depends on the loan type — see the Eligibility section above for details.
No. MudraHub does not charge borrowers anything to check offers or apply. Only the lender's own processing fee — disclosed upfront — applies once your loan is sanctioned.
Most eligible applicants receive a decision within 48 hours of submitting complete documents, with funds disbursed shortly after acceptance — sometimes as early as the next working day.
Share a few details — a relationship manager calls back within one business day with real, matched offers. No impact on your credit score.
Takes about 3 minutes. No impact on your credit score.
A MudraHub advisor will call you within one business day with matched offers.
Continue the conversation on WhatsApp