Personal Loan Interest Rates
Rates on our platform start from about 10.49% (indicative).
Indicative lender rates
| Lender | Indicative rate (p.a.) | Processing fee | Max amount |
|---|---|---|---|
| HDFC Bank | 10.50% | Up to 2.50% | ₹40L |
| ICICI Bank | 10.75% | Up to 2.25% | ₹50L |
| Kotak Mahindra | 10.99% | Up to 2.50% | ₹35L |
| IDFC FIRST Bank | 11.25% | Up to 2.00% | ₹1Cr |
| InCred Finance | 13.5% | Up to 3.00% | ₹25L |
| Poonawalla Fincorp | 11.99% | Up to 2.75% | ₹30L |
Rates are indicative, may change without notice, and are not an offer. The final rate and fees are decided by the lender after assessment.
What decides your rate
- Your credit score and repayment history
- Income, employment or business stability
- Loan amount, tenure and existing obligations
- The lender and the type of loan (secured or unsecured)
Key Fact Statement: MudraHub does not set loan terms. The lending partner provides its Key Fact Statement (APR, all fees, tenure, repayment schedule, cooling-off and grievance details) before you accept any loan. Figures on this page are illustrative or indicative and are not an offer.
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