Personal Loan

Unsecured loan for medical, wedding, travel, education or consolidating expenses.

Key Fact Statement: MudraHub does not set loan terms. The lending partner will provide its Key Fact Statement (APR, all fees, tenure, repayment schedule, cooling-off and grievance details) before you accept any loan. Read it fully before signing. Rates and fees below are indicative and vary by lender and profile.

Who can apply

Indian resident, salaried or self-employed with stable income
Age within the lender's limits (commonly 21 to 60 at maturity)
Good credit history; higher scores usually get better pricing
Minimum income and employment vintage vary by lender

Documents usually needed

PAN and Aadhaar (KYC)
Recent salary slips or ITR with bank statements
Address proof if different from Aadhaar
Employment or business proof

Fees and charges

Interest rate, processing fee and other charges are set by each lender and depend on your profile. MudraHub does not charge borrowers a facilitation fee. See Disclosures & Fees.

FAQs

Is a personal loan secured?
No. It is unsecured, so pricing depends heavily on income and credit profile.

Can I prepay?
Prepayment and foreclosure terms differ by lender; check your Key Fact Statement.

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Approval, rate and amount are decided solely by the lender. This page is general information, not an offer.