Gold Loan
Short-term loan against gold ornaments, disbursed quickly.
Key Fact Statement: MudraHub does not set loan terms. The lending partner will provide its Key Fact Statement (APR, all fees, tenure, repayment schedule, cooling-off and grievance details) before you accept any loan. Read it fully before signing. Rates and fees below are indicative and vary by lender and profile.
Who can apply
- Gold ornaments of acceptable purity
- Basic KYC
- Loan amount depends on the gold's assessed value
- Lender storage and valuation rules apply
Documents usually needed
- PAN or Aadhaar (KYC)
- Address proof
- Photographs as required
- Gold for valuation
Fees and charges
Interest rate, processing fee and other charges are set by each lender and depend on your profile. MudraHub does not charge borrowers a facilitation fee. See Disclosures & Fees.
FAQs
Is my gold safe?
It is held by the lender under its own custody and insurance terms.
What if I do not repay?
The lender may auction the gold as per the agreement. Read the terms carefully.
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Explore Gold Loan
Approval, rate and amount are decided solely by the lender. This page is general information, not an offer.