Home Loan

Finance to buy, build or renovate a home, usually with a long tenure.

Key Fact Statement: MudraHub does not set loan terms. The lending partner will provide its Key Fact Statement (APR, all fees, tenure, repayment schedule, cooling-off and grievance details) before you accept any loan. Read it fully before signing. Rates and fees below are indicative and vary by lender and profile.

Who can apply

Salaried or self-employed with verifiable income
Property must have clear legal title and lender approval
Age and income limits vary by lender
Co-applicant income can improve eligibility

Documents usually needed

KYC (PAN, Aadhaar)
Income proof and bank statements
Property documents (sale agreement, title papers)
Existing loan statements, if any

Fees and charges

Interest rate, processing fee and other charges are set by each lender and depend on your profile. MudraHub does not charge borrowers a facilitation fee. See Disclosures & Fees.

FAQs

Fixed or floating rate?
Both exist; floating rates move with the lender's benchmark. Compare the terms in your Key Fact Statement.

Is there a processing fee?
Most lenders charge one. It differs by lender and is shown in the Key Fact Statement.

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Explore Home Loan

Home Loan Interest Rates ₹20 Lakh Home Loan ₹40 Lakh Home Loan ₹60 Lakh Home Loan ₹1 Crore Home Loan Home Loan for Self-Employed Home Renovation Loan

Approval, rate and amount are decided solely by the lender. This page is general information, not an offer.