Loan Against Property
Borrow against a residential or commercial property you own, for large planned expenses.
Key Fact Statement: MudraHub does not set loan terms. The lending partner will provide its Key Fact Statement (APR, all fees, tenure, repayment schedule, cooling-off and grievance details) before you accept any loan. Read it fully before signing. Rates and fees below are indicative and vary by lender and profile.
Who can apply
- Property owner with clear title
- Income proof to service the EMI
- Property is valued by the lender
- Eligible property types vary by lender
Documents usually needed
- KYC and income proof
- Property title and tax documents
- Bank statements
- Existing loan details, if any
Fees and charges
Interest rate, processing fee and other charges are set by each lender and depend on your profile. MudraHub does not charge borrowers a facilitation fee. See Disclosures & Fees.
FAQs
How much can I borrow?
A percentage of the property's assessed value, set by the lender.
What if I default?
The property is pledged, so missed EMIs can lead to recovery action. Borrow only what you can repay.
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Loan Against Property Interest Rates
Approval, rate and amount are decided solely by the lender. This page is general information, not an offer.