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No. Checking your matched offers on MudraHub uses a soft enquiry, which does not impact your CIBIL score. Only when you formally accept a lender's offer does a hard enquiry get recorded.
Instead of applying to one lender and hoping for the best, your profile is matched against our full panel of 10+ banks and NBFCs at once, so you can compare real offers side by side before choosing.
Typically your PAN, Aadhaar, recent bank statements and income proof (salary slips or ITR). The exact list depends on the loan type — see the Eligibility section on the homepage for details.
No. MudraHub does not charge borrowers anything to check offers or apply. Only the lender's own processing fee — disclosed upfront — applies once your loan is sanctioned.
Most eligible applicants receive a decision within 48 hours of submitting complete documents, with funds disbursed shortly after acceptance — sometimes as early as the next working day.
You generally need to be at least 21 years old, an Indian resident with a steady income source (salaried or self-employed), and meet the minimum credit profile set by our lending partners. Exact criteria vary slightly by loan type and lender.
It's harder but not impossible. Some NBFC partners on our panel do consider applicants with a moderate score, often at a higher interest rate or with a co-applicant. Use our free Credit Score tool to check where you stand before applying.
Each lender sets its own rate based on your credit score, income, loan amount, tenure and existing obligations. MudraHub shows you multiple matched offers so you can compare the effective rate before deciding.
Most lenders on our panel allow prepayment or foreclosure after a lock-in period, sometimes with a small charge. These terms are disclosed in your loan agreement before you accept an offer — always check the fine print with your chosen lender.
In most cases, no. Document upload, e-KYC and e-sign can be completed online. A small number of lenders may request an in-person or video verification step for larger loan amounts.
You refer borrowers to MudraHub and earn a payout once their loan is sanctioned and disbursed. Visit our Partner page for indicative payouts by loan category; exact commission slabs are confirmed during onboarding.
Payouts are processed after loan disbursement is confirmed by the lender, typically within a monthly cycle, and transferred directly to your registered bank account.
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